:root {
    --navy: #092b50;
    --blue: #0754a6;
    --blue2: #0b65c7;
    --sky: #eaf4ff;
    --gold: #f5ad13;
    --ink: #10233d;
    --muted: #5e6d80;
    --line: #dce6f2;
    --white: #fff;
    --shadow: 0 12px 32px rgba(16, 53, 94, .09);
    --radius: 22px
}

* {
    box-sizing: border-box
}

html {
    scroll-behavior: smooth;
    scroll-padding-top: 92px
}

body {
    font-family: 'DM Sans', sans-serif;
    color: var(--ink);
    background: #f8fbff;
    font-size: 16px;
    line-height: 1.65;
    overflow-x: hidden
}

h1,
h2,
h3,
h4,
.navbar,
.btn {
    font-family: 'Manrope', 'DM Sans', sans-serif
}

a {
    text-decoration: none
}

.top-strip {
    background: #f3f8ff;
    color: #53677f;
    font-size: 12px;
    padding: 7px 0
}

.top-strip i {
    color: var(--blue);
    margin-right: 5px
}

.main-nav {
    background: rgba(255, 255, 255, .94);
    backdrop-filter: blur(16px);
    box-shadow: 0 3px 18px rgba(14, 49, 88, .06);
    padding: 0px 0
}

.brand-logo {
    width: 218px;
    height: auto;
    display: block
}

.navbar-nav .nav-link {
    font-size: 14px;
    font-weight: 700;
    color: #20334d;
    padding: 12px 13px !important
}

.navbar-nav .nav-link:hover,
.navbar-nav .nav-link.active {
    color: var(--blue)
}

.nav-actions {
    white-space: nowrap
}

.phone-link {
    color: var(--navy);
    font-weight: 700;
    font-size: 13px
}

.phone-link i {
    color: var(--blue);
    margin-right: 7px
}

.btn {
    font-weight: 800;
    border-radius: 11px;
    padding: 12px 20px;
    font-size: 14px;
    transition: transform .25s, box-shadow .25s, background .25s
}

.btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 18px rgba(6, 72, 145, .18)
}

.btn-primary {
    background: linear-gradient(135deg, #0b63bd, #063e83);
    border: 0;
    color: white
}

.btn-outline-primary {
    border: 1.5px solid #0c55a3;
    color: #0b4b91;
    background: rgba(255, 255, 255, .76)
}

.hero-section {
    position: relative;
    padding: 46px 0 28px;
    background: radial-gradient(ellipse at 80% 22%, #d9eaff 0, transparent 38%), linear-gradient(120deg, #f4f9ff, #fff 55%, #eef6ff);
    overflow: hidden
}

.hero-container {
    position: relative;
    z-index: 1
}

.hero-orb {
    position: absolute;
    border-radius: 50%;
    pointer-events: none
}

.orb-one {
    width: 440px;
    height: 440px;
    background: rgba(186, 218, 255, .24);
    top: -220px;
    right: 12%
}

.orb-two {
    width: 320px;
    height: 320px;
    border: 1px solid rgba(38, 116, 201, .12);
    bottom: -210px;
    left: -120px
}

.eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    background: #e1efff;
    color: #164b83;
    border-radius: 30px;
    padding: 7px 14px;
    font-size: 12px;
    font-weight: 800;
    margin-bottom: 17px
}

.hero-copy h1 {
    font-size: clamp(2.65rem, 4.3vw, 4.15rem);
    line-height: 1.07;
    letter-spacing: -2.2px;
    font-weight: 800;
    color: #0b203a;
    margin: 0 0 15px
}

.hero-copy h1 span,
.section-title span,
.consult-card h2 span {
    color: #ec5315;
}

.gold-swoosh {
    display: inline-block;
    width: 75px;
    height: 15px;
    border-top: 4px solid var(--gold);
    border-radius: 50%;
    transform: rotate(-9deg);
    margin-left: 7px;
    position: relative
}

.gold-swoosh:after {
    content: "";
    position: absolute;
    width: 64px;
    left: 8px;
    top: 6px;
    border-top: 3px solid var(--gold);
    border-radius: 50%
}

.hero-lead {
    font-size: 17px;
    line-height: 1.55;
    color: #243b57;
    max-width: 460px;
    margin-bottom: 22px
}

.hero-buttons .btn {
    font-size: 14px
}

.hero-trust {
    display: flex;
    gap: 22px;
    margin-top: 28px
}

.hero-trust>div {
    display: flex;
    align-items: center;
    gap: 9px;
    padding-right: 18px;
    border-right: 1px solid #cbd9e9;
    font-size: 12px;
    line-height: 1.35;
    font-weight: 700
}

.hero-trust>div:last-child {
    border: 0
}

.hero-trust i {
    font-size: 25px;
    color: #0c4e9c
}

.hero-visual {
    position: relative;
    min-height: 340px;
    display: flex;
    align-items: center
}

.hero-image-wrap {
    position: relative;
    width: 100%;
    height: 400px;
    display: flex;
    align-items: flex-end;
    justify-content: center
}

.hero-family {
    width: 100%;
    height: 100%;
    object-fit: contain;
    object-position: center bottom;
    mix-blend-mode: multiply
}

.hero-slide {
    position: absolute;
    inset: 0;
    opacity: 0;
    transform: var(--slide-start, scale(1.04));
    transition: opacity 1.2s ease-in-out, transform 1.6s cubic-bezier(.22, .61, .36, 1);
    pointer-events: none
}

.hero-slide.is-active {
    opacity: 1;
    transform: translate(0, 0) scale(1)
}

.floating-note {
    position: absolute;
    display: flex;
    align-items: center;
    gap: 9px;
    background: rgba(255, 255, 255, .96);
    padding: 10px 14px;
    border-radius: 14px;
    box-shadow: 0 9px 24px rgba(26, 73, 123, .13);
    font-size: 13px;
    line-height: 1.25;
    z-index: 2
}

.floating-note b,
.floating-note small {
    display: block
}

.floating-note b {
    font-size: 14px
}

.floating-note small {
    font-size: 11px;
    color: #63758b
}

.note-icon {
    width: 35px;
    height: 35px;
    display: grid;
    place-items: center;
    border-radius: 10px;
    font-size: 21px
}

.note-icon.gold {
    color: #f0a400;
    background: #fff3d8
}

.note-icon.teal {
    color: #06a3bd;
    background: #e2f9fc
}

.note-icon.red {
    color: #ec4053;
    background: #ffedf0
}

.note-icon.green {
    color: #079b56;
    background: #e5f8ed
}

.note-invest {
    top: 8%;
    left: 8%
}

.note-insure {
    top: 35%;
    left: -2%
}

.note-plan {
    top: 12%;
    right: 1%
}

.note-tax {
    right: -1%;
    bottom: 23%
}

.quick-services-wrap {
    position: relative;
    z-index: 3;
    margin-top: 14px
}

.quick-services {
    display: grid;
    grid-template-columns: repeat(8, 1fr);
    background: rgba(255, 255, 255, .96);
    border: 1px solid #e7edf5;
    border-radius: 23px;
    box-shadow: var(--shadow);
    padding: 15px 8px
}

.quick-services a {
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    gap: 7px;
    text-align: center;
    color: #172b45;
    font-size: 12px;
    line-height: 1.25;
    font-weight: 800;
    padding: 3px 7px;
    border-right: 1px solid #d6e0ed;
    transition: color .2s, transform .2s
}

.quick-services a:last-child {
    border: 0
}

.quick-services a:hover {
    color: var(--blue);
    transform: translateY(-3px)
}

.quick-services i {
    font-size: 29px;
    color: #075bb7
}

.quick-services a:nth-child(3n) i {
    color: #0a9cce
}

.quick-services a:nth-child(4n) i {
    color: #8d39b4
}

.section-space {
    padding: 86px 0
}

.about-section {
    background: #fff
}

.office-frame {
    position: relative;
    border-radius: 26px;
    overflow: hidden;
    box-shadow: var(--shadow);
    height: 320px
}

.office-frame img {
    width: 100%;
    height: 100%;
    object-fit: cover
}

.image-caption {
    position: absolute;
    bottom: 15px;
    left: 15px;
    background: rgba(255, 255, 255, .94);
    border-radius: 30px;
    padding: 9px 14px;
    color: #12477f;
    font-size: 12px;
    font-weight: 800
}

.section-kicker {
    display: block;
    color: #0a62b6;
    letter-spacing: 1.7px;
    font-size: 11px;
    font-weight: 800;
    margin-bottom: 8px
}

.section-title {
    font-size: clamp(2rem, 3vw, 2.65rem);
    font-weight: 800;
    line-height: 1.18;
    letter-spacing: -1.1px;
    color: #0b203a;
    margin-bottom: 15px
}

.section-text {
    font-size: 15px;
    line-height: 1.8;
    color: #53657a;
    margin-bottom: 13px
}

.stats-row {
    display: flex;
    gap: 24px;
    margin-top: 25px;
    flex-wrap: wrap
}

.stats-row>div {
    display: flex;
    align-items: center;
    gap: 10px;
    padding-right: 22px;
    border-right: 1px solid #dce5ef
}

.stats-row>div:last-child {
    border: 0
}

.stats-row i {
    font-size: 27px;
    color: #0870c9
}

.stats-row b,
.stats-row small {
    display: block
}

.stats-row b {
    font-size: 17px;
    color: #142d4a
}

.stats-row small {
    font-size: 11px;
    color: #66778b
}

.services-section {
    background: linear-gradient(180deg, #f5f9ff, #edf5ff)
}

.section-heading {
    margin-bottom: 36px
}

.section-subtitle {
    font-size: 15px;
    color: #62738a;
    margin: 0
}

.service-card {
    height: 100%;
    min-height: 142px;
    background: #fff;
    border: 1px solid #e4ebf4;
    border-radius: 17px;
    padding: 20px 17px;
    display: flex;
    gap: 13px;
    box-shadow: 0 5px 15px rgba(23, 61, 102, .055);
    transition: transform .25s, box-shadow .25s, border-color .25s
}

.service-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 15px 28px rgba(23, 61, 102, .1);
    border-color: #c7ddf5
}

.service-icon {
    width: 49px;
    height: 49px;
    flex: 0 0 49px;
    border-radius: 14px;
    display: grid;
    place-items: center;
    font-size: 25px
}

.service-icon.blue {
    background: #e4f2ff;
    color: #0870c9
}

.service-icon.amber,
.service-icon.gold {
    background: #fff2d9;
    color: #e99b00
}

.service-icon.purple,
.service-icon.violet {
    background: #f3eaff;
    color: #8536b5
}

.service-icon.green {
    background: #e4f8eb;
    color: #139b50
}

.service-icon.rose {
    background: #ffe9ee;
    color: #e13c5b
}

.service-icon.cyan {
    background: #e3f7ff;
    color: #079bc6
}

.service-icon.teal {
    background: #e0f8f6;
    color: #078e88
}

.service-card h3 {
    font-size: 15px;
    font-weight: 800;
    margin: 2px 0 5px;
    color: #142a45
}

.service-card p {
    font-size: 12px;
    line-height: 1.5;
    color: #64748a;
    margin: 0 0 8px
}

.service-card a {
    font-size: 11px;
    font-weight: 800;
    color: #075bb1
}

.calculator-band {
    padding: 25px 0;
    background: linear-gradient(110deg, #0757a7, #062e58);
    color: #fff;
    border-radius: 26px;
    margin: 0 12px;
    box-shadow: 0 15px 35px rgba(6, 55, 103, .15)
}

.calculator-band .container {
    display: flex;
    align-items: center;
    gap: 32px
}

.calculator-intro {
    width: 225px;
    flex: 0 0 225px
}

.calculator-intro .section-kicker {
    color: #9ccaff
}

.calculator-intro h2 {
    font-size: 27px;
    line-height: 1.12;
    font-weight: 800;
    margin: 0 0 8px
}

.calculator-intro h2 span {
    color: #ffc13b
}

.calculator-intro p {
    font-size: 12px;
    line-height: 1.5;
    color: #d8e8fb;
    margin: 0
}

.calculator-tools {
    display: grid;
    grid-template-columns: repeat(6, 1fr);
    gap: 10px;
    flex: 1
}

.calc-tile {
    border: 1px solid rgba(255, 255, 255, .7);
    background: #f8fbff;
    border-radius: 15px;
    min-height: 112px;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    color: #142e4c;
    transition: transform .2s, background .2s;
    line-height: 1.3
}

.calc-tile:hover,
.calc-tile.active {
    transform: translateY(-4px);
    background: #fff;
    box-shadow: 0 8px 18px rgba(0, 0, 0, .13)
}

.calc-tile i {
    font-size: 27px;
    color: #0870c9;
    margin-bottom: 6px
}

.calc-tile:nth-child(2) i {
    color: #f2a900
}

.calc-tile:nth-child(3) i {
    color: #0894c5
}

.calc-tile:nth-child(4) i {
    color: #169e55
}

.calc-tile:nth-child(5) i {
    color: #8b39b2
}

.calc-tile:nth-child(6) i {
    color: #b23c9e
}

.calc-tile b,
.calc-tile small {
    font-size: 12px;
    font-weight: 800
}

.calculator-panel-section {
    padding: 32px 0 20px;
    background: #f8fbff
}

.calculator-panel {
    background: #fff;
    border: 1px solid #e3ebf5;
    border-radius: 22px;
    padding: 28px 32px;
    box-shadow: var(--shadow)
}

.calc-panel-heading {
    display: flex;
    align-items: baseline;
    gap: 15px;
    flex-wrap: wrap;
    margin-bottom: 22px
}

.calc-panel-heading h2 {
    font-size: 21px;
    font-weight: 800;
    margin: 0
}

.calc-panel-heading p {
    font-size: 12px;
    color: #6b7b8e;
    margin: 0
}

.form-label {
    font-size: 13px;
    font-weight: 800;
    color: #334963
}

.form-control,
.form-select {
    border: 1px solid #d7e1ed;
    border-radius: 10px;
    padding: 12px 14px;
    font-size: 14px;
    color: #233c59
}

.form-control:focus,
.form-select:focus {
    border-color: #70a9e5;
    box-shadow: 0 0 0 .2rem rgba(11, 94, 177, .1)
}

.calc-result {
    display: flex;
    align-items: center;
    gap: 28px;
    flex-wrap: wrap;
    padding: 17px 20px;
    background: #f1f7ff;
    border-radius: 15px
}

.calc-result>div {
    display: flex;
    flex-direction: column
}

.calc-result small {
    font-size: 11px;
    color: #667990
}

.calc-result strong {
    font-size: 23px;
    color: #0754a6
}

.calc-result b {
    font-size: 16px;
    color: #183958
}

.calc-result .btn {
    margin-left: auto
}

.why-section {
    background: #fff;
    padding-top: 70px;
    padding-bottom: 55px
}

.why-section .section-heading {
    margin-bottom: 25px
}

.why-grid {
    margin-top: 0
}

.why-card {
    height: 100%;
    display: flex;
    align-items: center;
    gap: 13px;
    padding: 18px 16px;
    background: #f7faff;
    border: 1px solid #e5edf7;
    border-radius: 15px
}

.why-card>i {
    font-size: 27px;
    color: #edaa12
}

.why-card:nth-child(1) i {
    color: #eaa512
}

.why-card b,
.why-card small {
    display: block
}

.why-card b {
    font-size: 13px;
    font-weight: 800
}

.why-card small {
    font-size: 11px;
    color: #718096
}

.testimonial-section {
    background: linear-gradient(120deg, #edf5ff, #fff);
    padding-top: 60px;
    padding-bottom: 75px
}

.client-portrait {
    width: 100%;
    height: 270px;
    object-fit: cover;
    object-position: top center;
    border-radius: 130px 130px 22px 22px
}

.testimonial-card {
    position: relative;
    background: #fff;
    border: 1px solid #e7edf5;
    border-radius: 20px;
    padding: 24px 25px 20px;
    box-shadow: var(--shadow)
}

.quote-mark {
    font-size: 32px;
    color: #0a5bb1;
    line-height: 1
}

.testimonial-card>p {
    font-size: 14px;
    line-height: 1.7;
    color: #3d526c;
    margin: 5px 0 19px
}

.testimonial-meta {
    display: flex;
    align-items: center;
    gap: 10px
}

.avatar-initial {
    width: 38px;
    height: 38px;
    border-radius: 50%;
    background: #e1efff;
    color: #0754a6;
    display: grid;
    place-items: center;
    font-weight: 800;
    font-size: 12px
}

.testimonial-meta b,
.testimonial-meta small {
    display: block
}

.testimonial-meta b {
    font-size: 12px
}

.testimonial-meta small {
    font-size: 10px;
    color: #718096
}

.stars {
    color: #f4ae13;
    letter-spacing: 2px
}

.consult-card {
    height: 100%;
    min-height: 255px;
    display: flex;
    align-items: center;
    position: relative;
    overflow: hidden;
    padding: 30px;
    background: linear-gradient(135deg, #eaf4ff, #dcecff);
    border: 1px solid #d7e7fa;
    border-radius: 25px
}

.consult-card>div {
    position: relative;
    z-index: 1;
    max-width: 290px
}

.consult-card h2 {
    font-size: 27px;
    line-height: 1.18;
    font-weight: 800;
    margin: 4px 0 10px
}

.consult-card p {
    font-size: 13px;
    color: #536b84;
    margin-bottom: 17px
}

.consult-art {
    position: absolute;
    right: 17px;
    bottom: 20px;
    font-size: 100px;
    color: rgba(8, 91, 176, .15)
}

.faq-section {
    background: #fff;
    padding-top: 65px;
    padding-bottom: 75px
}

.faq-accordion {
    max-width: 850px;
    margin: auto
}

.accordion-item {
    border: 1px solid #e4ebf4 !important;
    border-radius: 12px !important;
    overflow: hidden;
    margin-bottom: 12px;
    box-shadow: 0 3px 12px rgba(15, 48, 83, .04)
}

.accordion-button {
    font-weight: 800;
    font-size: 14px;
    color: #173452;
    padding: 18px 20px;
    box-shadow: none !important
}

.accordion-button:not(.collapsed) {
    background: #f0f7ff;
    color: #0754a6
}

.accordion-body {
    font-size: 13px;
    color: #607187;
    line-height: 1.7
}

.contact-section {
    background: linear-gradient(135deg, #edf5ff, #f9fbff);
    padding: 80px 0
}

.contact-detail {
    display: flex;
    align-items: center;
    gap: 14px;
    margin-top: 20px
}

.contact-detail>i {
    width: 42px;
    height: 42px;
    display: grid;
    place-items: center;
    background: #fff;
    color: #075bb1;
    border-radius: 12px;
    font-size: 19px;
    box-shadow: 0 5px 15px rgba(22, 68, 115, .07)
}

.contact-detail small,
.contact-detail a,
.contact-detail span {
    display: block
}

.contact-detail small {
    font-size: 11px;
    color: #718096
}

.contact-detail a,
.contact-detail span {
    font-size: 14px;
    font-weight: 800;
    color: #183957
}

.contact-form {
    background: #fff;
    padding: 30px;
    border-radius: 22px;
    border: 1px solid #e2eaf4;
    box-shadow: var(--shadow)
}

.form-note {
    font-size: 11px;
    color: #7b899a
}

.form-status {
    font-size: 13px;
    font-weight: 700;
    color: #087b48
}

.site-footer {
    background: linear-gradient(120deg, #062743, #061d35);
    color: #d6e3f1;
    padding: 55px 0 22px
}

.footer-logo {
    width: 220px;
    filter: brightness(0) invert(1)
}

.footer-tagline {
    font-size: 12px;
    font-weight: 700;
    color: #fff;
    margin: 14px 0 7px
}

.footer-tagline span {
    color: #f5b321
}

.footer-about {
    font-size: 12px;
    line-height: 1.7;
    color: #9db1c7;
    max-width: 250px
}

.footer-main h3 {
    font-size: 14px;
    color: #fff;
    font-weight: 800;
    margin: 6px 0 17px
}

.footer-main a:not(:first-child) {
    display: block;
    color: #b9c9d9;
    font-size: 12px;
    margin: 7px 0;
    transition: color .2s
}

.footer-main a:hover {
    color: #fff
}

.footer-main p {
    font-size: 12px;
    color: #b9c9d9
}

.footer-main p i {
    color: #ffc13b;
    margin-right: 8px
}

.social-links {
    display: flex;
    gap: 10px;
    margin-top: 15px
}

.footer-main .social-links a {
    display: grid !important;
    place-items: center;
    width: 34px;
    height: 34px;
    background: rgba(255, 255, 255, .1);
    border-radius: 9px;
    color: #fff !important;
    font-size: 15px !important;
    margin: 0 !important
}

.footer-bottom {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 15px;
    border-top: 1px solid rgba(255, 255, 255, .17);
    margin-top: 28px;
    padding-top: 18px
}

.footer-bottom p,
.footer-bottom a {
    font-size: 11px;
    color: #aebfd0;
    margin: 0
}

.footer-bottom>div {
    display: flex;
    gap: 20px
}

.disclaimer {
    font-size: 10px;
    line-height: 1.65;
    color: #849bb2;
    margin: 16px 0 0
}

.back-to-top {
    position: fixed;
    right: 20px;
    bottom: 20px;
    width: 42px;
    height: 42px;
    display: grid;
    place-items: center;
    border-radius: 50%;
    background: #0754a6;
    color: #fff;
    box-shadow: 0 8px 20px rgba(0, 0, 0, .15);
    z-index: 99;
    opacity: 0;
    pointer-events: none;
    transform: translateY(10px);
    transition: .25s
}

.back-to-top.visible {
    opacity: 1;
    pointer-events: auto;
    transform: translateY(0)
}

.reveal {
    opacity: 0;
    transform: translateY(22px);
    transition: opacity .65s ease, transform .65s ease
}

.reveal.is-visible {
    opacity: 1;
    transform: translateY(0)
}

@media(max-width:1199.98px) {
    .brand-logo {
        width: 190px
    }

    .nav-actions {
        margin-top: 12px
    }

    .hero-copy h1 {
        font-size: 3.2rem
    }

    .hero-image-wrap {
        height: 330px
    }

    .calculator-band .container {
        gap: 22px
    }

    .calculator-intro {
        width: 190px;
        flex-basis: 190px
    }

    .calculator-tools {
        gap: 7px
    }

    .calc-tile {
        min-height: 100px
    }
}

@media(max-width:991.98px) {
    .main-nav {
        padding: 9px 0
    }

    .navbar-collapse {
        padding: 14px 0 7px
    }

    .navbar-nav .nav-link {
        padding: 9px 0 !important
    }

    .nav-actions {
        display: flex;
        align-items: center;
        gap: 16px !important;
        flex-wrap: wrap
    }

    .hero-section {
        padding-top: 36px
    }

    .hero-copy {
        text-align: center
    }

    .hero-copy .hero-lead {
        margin-left: auto;
        margin-right: auto
    }

    .hero-buttons,
    .hero-trust {
        justify-content: center
    }

    .hero-visual {
        min-height: 300px
    }

    .hero-image-wrap {
        height: 330px;
        max-width: 650px;
        margin: auto
    }

    .quick-services {
        grid-template-columns: repeat(4, 1fr);
        row-gap: 14px
    }

    .quick-services a:nth-child(4) {
        border-right: 0
    }

    .quick-services a:nth-child(n+5) {
        border-top: 1px solid #e0e8f2;
        padding-top: 13px
    }

    .section-space {
        padding: 70px 0
    }

    .calculator-band .container {
        display: block
    }

    .calculator-intro {
        width: auto;
        margin-bottom: 20px
    }

    .calculator-intro h2 br {
        display: none
    }

    .calculator-tools {
        grid-template-columns: repeat(3, 1fr)
    }

    .calc-tile {
        min-height: 105px
    }

    .client-portrait {
        height: 230px
    }

    .consult-card {
        min-height: 230px
    }
}

@media(max-width:575.98px) {
    body {
        font-size: 15px
    }

    .brand-logo {
        width: 180px
    }

    .hero-section {
        padding: 30px 0 22px
    }

    .hero-copy h1 {
        font-size: 2.65rem;
        letter-spacing: -1.5px
    }

    .hero-lead {
        font-size: 15px
    }

    .hero-buttons {
        gap: 9px !important
    }

    .hero-buttons .btn {
        width: 100%;
        font-size: 13px;
        padding: 11px 13px
    }

    .hero-trust {
        gap: 10px;
        margin-top: 22px
    }

    .hero-trust>div {
        gap: 5px;
        padding-right: 9px;
        font-size: 10px
    }

    .hero-trust i {
        font-size: 20px
    }

    .hero-image-wrap {
        height: 245px
    }

    .floating-note {
        padding: 7px 9px;
        gap: 5px;
        border-radius: 10px
    }

    .floating-note b {
        font-size: 11px
    }

    .floating-note small {
        font-size: 9px
    }

    .note-icon {
        width: 27px;
        height: 27px;
        font-size: 16px
    }

    .note-invest {
        left: 0;
        top: 7%
    }

    .note-insure {
        left: -2%;
        top: 42%
    }

    .note-plan {
        right: 0;
        top: 8%
    }

    .note-tax {
        right: -1%;
        bottom: 14%
    }

    .quick-services-wrap {
        margin-top: 4px
    }

    .quick-services {
        padding: 12px 4px;
        border-radius: 17px;
        row-gap: 10px
    }

    .quick-services a {
        font-size: 10px;
        padding: 3px 3px;
        gap: 5px
    }

    .quick-services i {
        font-size: 23px
    }

    .section-space {
        padding: 58px 0
    }

    .office-frame {
        height: 235px
    }

    .section-title {
        font-size: 2rem
    }

    .section-text {
        font-size: 14px
    }

    .stats-row {
        gap: 13px
    }

    .stats-row>div {
        padding-right: 12px;
        gap: 7px
    }

    .stats-row i {
        font-size: 22px
    }

    .stats-row b {
        font-size: 14px
    }

    .stats-row small {
        font-size: 10px
    }

    .service-card {
        min-height: 135px;
        padding: 14px 11px;
        gap: 9px
    }

    .service-icon {
        width: 39px;
        height: 39px;
        flex-basis: 39px;
        font-size: 20px;
        border-radius: 11px
    }

    .service-card h3 {
        font-size: 13px
    }

    .service-card p {
        font-size: 11px
    }

    .calculator-band {
        margin: 0 7px;
        padding: 22px 0;
        border-radius: 18px
    }

    .calculator-intro h2 {
        font-size: 24px
    }

    .calculator-tools {
        grid-template-columns: repeat(2, 1fr)
    }

    .calc-tile {
        min-height: 90px
    }

    .calculator-panel {
        padding: 22px 17px
    }

    .calc-panel-heading {
        display: block
    }

    .calc-panel-heading h2 {
        margin-bottom: 6px
    }

    .calc-result {
        gap: 14px;
        padding: 15px
    }

    .calc-result strong {
        font-size: 19px
    }

    .calc-result .btn {
        width: 100%;
        margin: 0
    }

    .why-section {
        padding-top: 55px;
        padding-bottom: 45px
    }

    .why-card {
        padding: 13px 10px;
        gap: 8px;
        align-items: flex-start
    }

    .why-card>i {
        font-size: 22px
    }

    .why-card b {
        font-size: 11px
    }

    .why-card small {
        font-size: 10px
    }

    .testimonial-section {
        padding: 55px 0
    }

    .testimonial-card {
        padding: 20px
    }

    .consult-card {
        padding: 23px;
        min-height: 225px
    }

    .consult-card h2 {
        font-size: 23px
    }

    .consult-art {
        font-size: 75px;
        right: 6px
    }

    .faq-section {
        padding: 55px 0
    }

    .contact-section {
        padding: 58px 0
    }

    .contact-form {
        padding: 20px 15px
    }

    .site-footer {
        padding-top: 42px
    }

    .footer-bottom {
        display: block
    }

    .footer-bottom>div {
        flex-wrap: wrap;
        gap: 12px;
        margin-top: 10px
    }

    .footer-logo {
        width: 190px
    }
}

@media(prefers-reduced-motion:reduce) {
    html {
        scroll-behavior: auto
    }

    *,
    *::before,
    *::after {
        animation-duration: .01ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: .01ms !important
    }

    .reveal {
        opacity: 1;
        transform: none
    }
}


/* Loan service highlight and enquiry navigation */
.nav-actions .inquiry-nav-btn {
    font-weight: 800;
    border-width: 1.5px
}

.nav-actions .inquiry-nav-btn:hover {
    color: #fff;
    background: var(--blue);
    border-color: var(--blue)
}

#loan-services,
#inquiry-form {
    scroll-margin-top: 105px
}

.quick-services .quick-loan-link {
    position: relative;
    color: #8a4b00;
    background: linear-gradient(180deg, #fff8e8, #fff);
    border-radius: 12px;
    margin: -7px 4px;
    padding: 9px 5px;
    box-shadow: 0 5px 18px rgba(217, 145, 16, .13)
}

.quick-services .quick-loan-link i {
    color: #e79a08
}

.loan-feature-card {
    position: relative;
    overflow: hidden;
    border: 1.5px solid #efc15b;
    background: linear-gradient(135deg, #fffaf0 0%, #fff 72%);
    box-shadow: 0 10px 28px rgba(184, 125, 18, .13)
}

.loan-feature-card:after {
    content: "";
    position: absolute;
    width: 115px;
    height: 115px;
    border-radius: 50%;
    right: -42px;
    top: -45px;
    background: rgba(245, 173, 19, .12)
}

.loan-feature-card .service-icon {
    background: #fff0c8 !important;
    color: #b87500 !important
}

.loan-card-label {
    display: inline-block;
    font-size: 9px;
    font-weight: 900;
    letter-spacing: 1px;
    color: #a86a00;
    background: #fff0c8;
    border-radius: 30px;
    padding: 4px 8px;
    margin-bottom: 5px
}

.loan-feature-card h3 {
    color: #805000
}

.loan-feature-card a {
    color: #a76b00 !important;
    font-weight: 900
}

.loan-services-section {
    position: relative;
    overflow: hidden;
    background: linear-gradient(180deg, #f3f8ff 0%, #fff 100%)
}

.loan-spotlight {
    position: relative;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 30px;
    min-height: 260px;
    padding: 42px 52px;
    margin-bottom: 58px;
    border-radius: 28px;
    overflow: hidden;
    color: #fff;
    background: radial-gradient(circle at 82% 20%, rgba(72, 148, 226, .42), transparent 31%), linear-gradient(120deg, #062b50 0%, #0754a6 62%, #0a3b72 100%);
    box-shadow: 0 18px 42px rgba(5, 54, 104, .18)
}

.loan-spotlight:before,
.loan-spotlight:after {
    content: "";
    position: absolute;
    border: 1px solid rgba(255, 255, 255, .13);
    border-radius: 50%;
    pointer-events: none
}

.loan-spotlight:before {
    width: 360px;
    height: 360px;
    right: 7%;
    top: -190px
}

.loan-spotlight:after {
    width: 250px;
    height: 250px;
    right: 12%;
    bottom: -190px
}

.loan-spotlight-copy {
    position: relative;
    z-index: 2;
    max-width: 690px
}

.loan-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 7px 12px;
    border: 1px solid rgba(255, 255, 255, .22);
    border-radius: 30px;
    background: rgba(255, 255, 255, .1);
    font-size: 11px;
    font-weight: 800;
    letter-spacing: 1px;
    color: #ffe09a
}

.loan-spotlight h2 {
    max-width: 650px;
    margin: 15px 0 12px;
    font: 800 clamp(27px, 3.1vw, 40px)/1.18 'Manrope', sans-serif;
    color: #fff;
    letter-spacing: -1.2px
}

.loan-spotlight h2 span {
    color: #ffd16a
}

.loan-spotlight p {
    max-width: 620px;
    margin: 0 0 22px;
    color: #dceaff;
    font-size: 15px;
    line-height: 1.75
}

.loan-spotlight-btn {
    border: 0;
    border-radius: 10px;
    padding: 12px 19px;
    font-size: 13px;
    font-weight: 900;
    color: #073765;
    box-shadow: 0 8px 18px rgba(0, 0, 0, .12)
}

.loan-spotlight-art {
    position: relative;
    z-index: 1;
    flex: 0 0 230px;
    display: grid;
    place-items: center;
    min-height: 180px
}

.loan-art-circle {
    width: 170px;
    height: 170px;
    display: grid;
    place-items: center;
    border: 1px solid rgba(255, 255, 255, .26);
    border-radius: 50%;
    background: rgba(255, 255, 255, .1);
    box-shadow: 0 0 0 18px rgba(255, 255, 255, .04), 0 0 0 38px rgba(255, 255, 255, .025)
}

.loan-art-circle i {
    font-size: 78px;
    color: #ffd16a
}

.loan-art-chip {
    position: absolute;
    right: -5px;
    bottom: 6px;
    padding: 10px 13px;
    border-radius: 12px;
    background: #fff;
    color: #17456f;
    font-size: 11px;
    font-weight: 900;
    box-shadow: 0 10px 24px rgba(0, 0, 0, .15);
    white-space: nowrap
}

.loan-art-chip i {
    color: #13a66a;
    margin-right: 5px
}

.loan-heading {
    margin-bottom: 26px
}

.loan-service-card {
    height: 100%;
    min-height: 190px;
    padding: 22px 19px;
    background: #fff;
    border: 1px solid #e0e9f4;
    border-radius: 18px;
    box-shadow: 0 7px 22px rgba(17, 57, 99, .055);
    transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease
}

.loan-service-card:hover {
    transform: translateY(-5px);
    border-color: #efc15b;
    box-shadow: 0 15px 30px rgba(17, 57, 99, .11)
}

.loan-service-card>span {
    width: 46px;
    height: 46px;
    display: grid;
    place-items: center;
    margin-bottom: 14px;
    border-radius: 14px;
    background: #fff4d9;
    color: #c17a00;
    font-size: 23px
}

.loan-service-card h3 {
    font-size: 15px;
    font-weight: 900;
    color: #153454;
    margin: 0 0 7px
}

.loan-service-card p {
    min-height: 43px;
    font-size: 12px;
    line-height: 1.6;
    color: #66788e;
    margin: 0 0 12px
}

.loan-service-card a {
    font-size: 11px;
    font-weight: 900;
    color: #0754a6
}

.loan-service-card a i {
    margin-left: 3px
}

.loan-disclaimer {
    max-width: 1000px;
    margin: 25px auto 0;
    padding: 13px 16px;
    border-left: 3px solid #e8ad32;
    border-radius: 0 10px 10px 0;
    background: #fff9eb;
    color: #78613a;
    font-size: 11px;
    line-height: 1.65
}

@media(max-width:991.98px) {
    .nav-actions {
        gap: 9px !important
    }

    .loan-spotlight {
        padding: 34px 30px
    }

    .loan-spotlight-art {
        flex-basis: 180px
    }

    .loan-art-circle {
        width: 140px;
        height: 140px
    }

    .loan-art-circle i {
        font-size: 62px
    }
}

@media(max-width:575.98px) {
    .nav-actions {
        align-items: stretch !important
    }

    .nav-actions .phone-link {
        width: 100%;
        margin-bottom: 3px
    }

    .nav-actions .btn {
        flex: 1;
        text-align: center;
        padding: 9px 10px !important;
        font-size: 11px
    }

    .quick-services .quick-loan-link {
        margin: 0;
        padding: 7px 2px
    }

    .loan-spotlight {
        display: block;
        padding: 28px 22px;
        margin-bottom: 42px;
        border-radius: 20px
    }

    .loan-spotlight h2 {
        font-size: 27px
    }

    .loan-spotlight p {
        font-size: 13px
    }

    .loan-spotlight-art {
        min-height: 150px;
        margin-top: 14px
    }

    .loan-art-circle {
        width: 120px;
        height: 120px
    }

    .loan-art-circle i {
        font-size: 54px
    }

    .loan-art-chip {
        right: 3%;
        bottom: 0
    }

    .loan-service-card {
        min-height: 170px;
        padding: 17px 14px
    }

    .loan-service-card p {
        font-size: 11px
    }

    .loan-service-card h3 {
        font-size: 13px
    }

    .loan-disclaimer {
        font-size: 10px
    }
}